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How it works
PrizePool is a secure prize-linked banking app. Get a minimum of 4.25% APY on your savings and daily chances to win cash prizes — including $10,000 every month! Enjoy all these and more for only $10/month, billed annually. No hidden fees. FDIC-insured.
Get rewarded for saving and spending Bank with PrizePool to earn tickets to cash prize drawings and win up to 100% cash back on eligible purchases
It's a sure win with a 4.25% monthly savings bonus On top of your cash prizes, you'll earn 4.25% on your entire Stacked balance* — that's 15x higher than the national avg. rate.
Get cash bonuses for referrals When you refer a friend to PrizePool, both you and your friend win up to 20% of any cash prizes they win!
100% Secure.
No hidden fees. Ever.
Your deposits are held and protected by our partner bank, Evolve Bank & Trust, Member FDIC and are insured up to $250,000. There are no hidden fees and doesn't require a minimum balance to maintain.
Accelerate Your Gains with
Accelerate Your Gainswith
Stacked benefits work across all PrizePool rewards
PrizePool PrizePool Stacked
Yearly Savings Bonus(Paid Out Monthly) 0.30% minimum on all balances 4.25% minimum on your entire balance
Debit Cash Back Odds
1:20 for 5% cash back1:400 for 100% cash back
1:10 for 5% cash back1:200 for 100% cash back
Referral Bonus 10% of referrals' winnings 20% of referrals' winnings
Savings Ticket Accrual 1x tickets per $1 per day (e.g. $100 earns you 700 tickets per week) 2x tickets per $1 per day (e.g. $100 earns you 1400 tickets per week)
Debit Tickets 100x tickets per $1 spent 200x tickets per $1 spent
FDIC-insured by Evolve Bank & Trust
Price Free $10/month
Yearly Savings Bonus(Paid Out Monthly)
PRIZEPOOL 0.30% minimum on all balances
PRIZEPOOL Stacked 4.25% minimum on your entire balance
Debit Cash Back
PRIZEPOOL 1:20 for 5% cash back 1:400 for 100% cash back
PRIZEPOOL Stacked 1:10 for 5% cash back 1:200 for 100% cash back
Referral Bonus
PRIZEPOOL 10% of referees’ winnings
PRIZEPOOL Stacked 20% of referees’ winnings
Savings Ticket Accrual
PRIZEPOOL 1x tickets per $1 per day (e.g. $100 earns you 700 tickets per week)
PRIZEPOOL Stacked 2x tickets per $1 per day (e.g. $100 earns you 1400 tickets per week)
Debit Tickets
PRIZEPOOL 100x tickets per $1 spent
PRIZEPOOL Stacked 200x tickets per $1 spent
FDIC insurred
PRIZEPOOL
PRIZEPOOL Stacked
Price
PRIZEPOOL Free
PRIZEPOOL Stacked $10/month
Our Latest Top Winners
$10,000 Kun Z. California
$1565 Jada I. Washington
$630 Jose R. California
$500 Ryan M. Florida
$500 Alice S. Texas
$500 Steven V. Texas
If you're a saver If you're a saver, you have to use PrizePool. The fact that it's FDIC insured and has way higher interest rates than even the best online savings accounts makes it a no-brainer!
Excellent service and product - Legitimate and better than any other savings account The Prize Pool app and support team are excellent. They are the real deal and can't recommend them enough. Their savings bank product is safe, legitimate, easy-to-use and fun. They listen to feedback from their customers and move quickly, which is why I've increased my investment over time
PrizePool makes saving money fun PrizePool makes saving money fun! I've been looking for an alternative to my bank's 0.5% savings account but nothing too risky. Every Friday there is a new drawing, your odds are determined by how many tickets you have and your tickets are determined by how much you have deposited into Prize Pool. I have been pleasantly surprised with the 8% returns I have received from Prize Pool (YMMV)
Great Alternative to a Savings Account or CD I'm using this as a better (ie higher yield) alternative to a traditional savings account or CD. So far, my APY has been ~9%. Note 1: don't be discouraged if you don't win much early on. The odds are in your favor over at least a month or two. Note 2: your expected APY will continue to go down as PrizePool becomes more popular, but anywhere above 1% or 0.5% is competitive. So, PrizePool will be a competitive option for awhile.
Great app I was skeptical at first just because it has to do with finances, but this model really is common in other places in the world. It makes so much more sense than a traditional savings account, would you rather get $0.50 a month or have a shot at $20k, $500, $20 etc.
Best App For Saving Money I love this app it's so easy to use and it pays high APY and it gives you the chance to win cash prizes that's the best part is wining the prizes the app gives you a digital debit card that you can use to get extra tickets for your spending and put them towards the prizes and there coming out with a feature that lets you earn 4.25% interest on your balances that alone give this app so much value I love how the app is always trying to get better then all there competition I Give this app 5 stars for all it offers it's absolutely Amazing
Saving As of what I've learned and seen this app is pretty well interesting? I really encourage other to give this app a chance I've received already what my original back would have paid me on the amount l've saved it not much but we all start from somewhere to see how things will turn out yes I was skeptical about the app in the beginning but using it and seeing I'm able to use my card like my other debit cards then I was pleased of the way that was set up and the APY really encouraged me the most to give the app a chance and I'm satisfied so far with how the company is handling my business and caring for my money Thanks Once Again.
FAQ
01
When is Stacked coming out?
We anticipate launching STACKED in early 2023
02
How does the 4.25% Stacked savings bonus work?
Similar to the regular monthly savings bonus, the Stacked savings bonus refers to monthly payments from PrizePool equal to a 4.25% annualized return based on the available balance of the account.
03
Do I have to pay for Stacked to continue using PrizePool?
No. All PrizePool members can continue enjoying PrizePool’s benefits without having to sign up for Stacked. Please refer to this chart to compare the benefits between PrizePool and PrizePool Stacked.
04
What is the total cost of a Stacked membership?
Members can enjoy all of Stacked’s benefits for only $10/month, billed annually ($120/year). There are no hidden fees, no extra charges, and no minimum balance required.
05
Are my funds safe with Stacked?
Absolutely! All PrizePool deposits are held with our partner bank, Evolve Bank & Trust, Member FDIC, and insured up to $250,000.            
06
Will I be able to deposit and withdraw money any time with Stacked?
Yes, your funds remain liquid while in Stacked. You can deposit and withdraw at your discretion your available balance.
Tip:
You can request Level 2 withdrawal limit for accounts over $10,000. Contact Support for more details.
07
Can I cancel my Stacked membership at any time?
Stacked members are able to cancel their membership at the end of the 12-month period. Upon cancellation, your account will revert to the regular PrizePool experience, which earns a 0.3% savings bonus.
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